Finally, an Easy to Read Guide to the Benefits and Pitfalls of Index Annuities.

Many People may Feel Index Annuities Give Investors a Way to Feel More Independent About Their Future Again Before You Invest You Should Have This book on Hand!

Dear Friends:

One thing is for sure, and Yogi Berra nailed it when he said,

 

“The future ain’t what it used to be!”

Some people are worried about the future, and with all the bad news, job losses and market losses it’s only reasonable that they might. The investment industry has come up with a strategy that may offer people some of the things that they are looking for to help make them feel financially more at ease.

This strategy is Indexed Annuities.

Trouble is there are few sources that answer the questions that people may have about these annuities and give, in easy to understand and easy to use, tools and resources they need to try to understand what they are putting their hard earned money into.

I am Charlie Stoll a CFP® and CPA, in south Florida.

A LOT of “Stuff” is out there mostly trying to get you buy an annuity, or from other people in the investment business who might feel that their business is at risk due to these new-fangled investments.

I felt it was hard to find out what was true and what is just sales “stuff” or other “stuff” just trying to preserve someone’s turf. I think you know what I mean by “stuff.”

So, I put together:

Helping Save America’s Retirement

How Index Annuities May Keep Baby Boomers from Having to Eat Dog Food!

Let me tell you a little story:

I got a lot of comments about using the connection to eating dog food in the title. A lot of people thought it was too visceral. It hurt too much.

Other people understood, that the THOUGHT being old, without a sufficient income to buy proper food was at the base of the concerns they have been having.

Either way, faced with what we are all facing, I felt it’s best to put a sharp point on the subject. I do this in the title and in the book.

You may like my use of the term “DOG FOOD” or not, But I am sure you will want to know things like:

  • Just exactly what is an Index Annuity? (page 23)
  • What are the risks involved, who backs them up? (page 71)
  • What rate of return is possible? (page 45)
  • What are the expenses? (page 73)
  • How do they work? (page 31)
  • What should I expect from my agent or broker? (page 85)
  • How and when do I get my money back, what maybe the most suitable method for me? (page 75)
  • What features may make them a desirable investment? (page 5)
  • What’s an index (page 65)
  • How is my return calculated? (page 53)

And more much more…..including a comparison of the various types of index products out there AND (one of my favorites)- A Checklist to go over with your agent, to make sure you understand what you are buying, and make sure they do as well. This checklist may prove valuable because, when you have asked these simple questions and gone over the answers with your agent or representative, as well as what they bring to the table, you should know:

  • Are Index Annuities suitable for me?
  • What type of assets can I put in them?
  • What will happen next?
  • What happens if I change my mind?
  • How much money should I invest in each company?
  • When should I see some income, and what level will it be at, on a worst case basis?

That’s why I have put together this book- to help you through that process. Like any investment, you will want to understand how they do what they do, what the tradeoffs are, who stands behind them, and so forth. The more you know, the better decisions you could make.

I am not trying to make you an expert, just a well-informed consumer. And do it simply, in an easy to read format – with that checklist that I like so much!

I will make this an easy decision for you. I want people to get my book so for the next 100 people who act now, I will give you my book for 50% OFF; you will pay only 19.97 (Saving $19.97). The book is also available on amazon.com for $39.95, plus Amazon’s s+h fee.

They well be go quickly, dont' kick your later beacuse you miss out.

 

Thank you.

Charles S. Stoll CPA

 

You may choose never to invest in Index Annuities and that’s fine. But I promise you this: You may never find a better way to get “smart” about Index Annuities than by getting this short book. With this knowledge, you can work towards making an informed decision either way!